FHA Loans in Connecticut

An FHA loan is backed by the Federal Housing Administration and is built for buyers who don't have a huge down payment or a perfect credit score. It's the loan I get the most first-time buyers into — because it works.

With as little as 3.5% down and credit scores accepted from 580, FHA opens the door to homeownership for people who'd be turned away from a conventional loan. Gift funds from family are allowed for the down payment, too.

Key points

✓3.5% down payment with a 580+ credit score
✓Lower credit scores considered with a larger down payment
✓Down payment can be a gift from family
✓Flexible on past credit bumps

Who it's for

First-time buyers, buyers rebuilding credit, and anyone who wants to get in with less money down.

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