Built for self-employed buyers whose tax returns don't tell the whole story.
If you're self-employed, you probably write off as much as you legally can — which is smart for taxes, but it can make your income look small to a traditional lender. A bank statement loan fixes that.
Instead of tax returns, we use 12–24 months of your bank statements to show real cash flow. It's how a lot of business owners finally get approved for the home they can clearly afford.
Self-employed buyers, business owners, freelancers, and 1099 earners.